Using Consumer Credit Reports

Government [via Fair Credit Reporting Act] regulates how finance companies/insurers/land lords/employers/Bureaus access and provide your personal credit information.

Below are few links from Government WebSite

The Fair Credit Reporting Act regulates the collection, dissemination and use of consumer credit information. If your businesses uses credit reports to extend credit to your customers; as a pre-employment check for potential employers; or furnishes customer information to credit reporting agencies, there are rules and regulations you must follow to ensure privacy of credit information.